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MEDICAL MUTUAL offers a full range of high quality, professional liability insurance products for health care providers, including: Individual Medical Professional Liability, Organization Professional Liability, Health Care Provider Group Professional Liability, Business Liability and Excess Liability.

Individual Medical Professional Liability
Provides coverage for individual Physicians or allied health care professionals for claims for bodily injury, property damage or personal injury arising out of acts or omissions of a professional nature and for which the Insured is legally liable.

Organization Professional Liability
Provides coverage for organizations under a policy which is separate from that of the Physicians or certain other health care professionals affiliated with the organization. It covers claims for bodily injury, property damage or personal injury arising out of acts or omissions of a professional nature and for which the Insured is legally liable.

Health Care Provider Group Professional Liability
Provides coverage for the organization and its affiliated health care professionals under the same policy. It covers claims for bodily injury, property damage or personal injury arising out of acts or omissions of a professional nature and for which the Insured is legally liable.

Business Liability
Provides coverage for an individual or an organization for claims for bodily injury, property damage or personal injury arising out of the Insured’s premises or operations necessary or incidental to those premises.

Excess Liability
Provides excess coverage over the primary Professional Liability Coverage Forms and the primary Business Liability Coverage Form for claims which would have been provided by the primary coverage forms except for the exhaustion of their limits of insurance.

Important Note
As with any insurance coverage, the coverage provided by MEDICAL MUTUAL, including all terms, conditions and exclusions, is set forth in your policy. The descriptions above are very brief and general and do not reflect all coverage terms and conditions. These descriptions are not a substitute for reading the policy forms in their entirety. Please check with your local MEDICAL MUTUAL producer for complete information on the MEDICAL MUTUAL Policies and Coverages available.